The FED is NOT Backing Down - Seller Concessions & Mortgage Rate Buy Downs Up - Housing Bubble 2.0
There is some chatter out there regarding the likely hood that the Federal Reserve will reduce interest rates in 2023. At this point I think The FED has made themselves clear that they do not intend or foresee any rate reduction in 2023. In fact they state just the opposite: rates could rise a few more times this year. All 19 Executives of the Federal Reserve stated that they do not see rate reductions happening in 2023. Whoever is promoting the rate reduction concept is simply talking up their own wishful thinking narrative. Additionally, we see more Sellers offering concessions to Buyers in order to secure the deal. Some of these concessions involve Mortgage Rate Buy Downs, which are gaining in popularity. A couple of years ago it was the buyers who were conceding, waiving inspections and engaging in bidding wars. Funny how things change.
This channel discusses recent articles, data and information about the Housing Bubble, Housing Crash, Home Prices, Forbearance, Foreclosures and Short Sales.
Additionally there is a focus on Mortgage Delinquencies, Mortgage Rates, FHA Loans, Real Estate Investing, and Housing Market Predictions for 2022 and Beyond.
Today is January 10th 2023 and Randy will discuss the following topics:
The FED is NOT Backing Down From Interest Rates
Seller Concessions Are in Play
Mortgage Rate Buy Downs Making A Comeback
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I can be reached at:
Randy Patrick
Licensed Real Estate Broker
WestBay Real Estate, Inc.
813-833-2045
randy@luxuryshortsales.com
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